"To put it quite simply, we've completed more in the past year working with Dawnette than we have in our 33 years of marriage. In one short year with Dawnette's kind and patient teaching, we finally see a light at the end of the tunnel. Many years we struggled to keep a budget. We had awesome excel spreadsheets but they never worked. We are in our mid 50s and frankly it was beyond embarrassing to live paycheck to paycheck. We make a good living, and there was no reason not to succeed and even have a retirement plan. We are private so group meetings were not for us. It wasn't easy sharing our financial dirty laundry but even after our first meeting with Dawnette we felt like a huge load had been removed from our shoulders. We had finally found someone that was going to show us how to put all of the pieces together! It was not easy, but it has been rewarding. Dawnette's encouragement and "you can do this" attitude was tremendously helpful. She was always very supportive and never made us feel bad about our previous financial choices. If you are reading this testimony and are still on the fence, we say jump! It will be the best thing you ever do. We wish we had done it sooner! The peace of mind you get with a dwindling snowball balance and the zero balanced budget is truly indescribable."